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Condo Insurance

What is condo insurance?

Condo insurance policies typically cover what the condo association’s master policy doesn’t cover. A condo association master policy can be of two types:

  • An “all-in” condo master policy: Also known as a “single-unit” master policy, this type of policy covers the fixtures in your condo such as the appliances, wiring, plumbing, and carpets, but does not cover personal property that you own.
  • A “bare walls-in” condo master policy: This policy does not cover anything contained within your walls. It may or may not cover your condo’s plumbing and electrical systems. Be sure to carefully review the association’s master policy to determine what your condo insurance policy needs to cover.

Because each HOA policy differs, it’s important to review your coverage with an experienced insurance professional.
Source: TrustedChoice.com

Condo Insurance in Minnesota

Condo Insurance Coverage

  • Damage to Structure
  • Personal Liability
  • Personal Property
  • Medical Payments
  • Loss of Use
  • Loss Assessment
  • Personal Injury
  • Business Property
  • Scheduled Property
  • And More

Why Hall Insurance Group?

The differentiating value at Hall Insurance Group is to align you with the insurance company that mirrors who you are. Taking the time to protect what is important to you is important to us. That is the foundation to our long lasting family relationships over the past 50 years. We want to be accountable and evolve with your risk management needs as your life changes from year to year.

What is an independent agency?

Being an independent agency means we aren’t tied to any single insurance company. We have more options and more flexibility, allowing us to put a customized protection plan in place that suits your needs.


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