Home Insurance
What is home insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.
Source: iii.org
Home Insurance Coverage
- Damage to Home
- Damage to Other Structures
- Personal Liability
- Personal Property
- Loss of Use
- Medical Payments
- Scheduled Property
- Water & Sewer Backup
- In-Home Business
- And More
Why Hall Insurance Group?
The differentiating value at Hall Insurance Group is to align you with the insurance company that mirrors who you are. Taking the time to protect what is important to you is important to us. That is the foundation to our long lasting family relationships over the past 50 years. We aim to evolve with your needs as your life changes from year to year.
What is an independent agency?
Being an independent agency means we aren’t tied to any single insurance company. We have more options and more flexibility, allowing us to help you build a customized protection plan.
